Terms of Service

Effective date: March 1, 2026

By accessing or using Survivors Benefit (the "Site"), operated by INSURASAFE, LLC, you agree to these Terms of Service. If you do not agree, please do not use this Site.

Educational Purpose Only

The information on this site is for educational purposes only and does not constitute legal, financial, or tax advice. Consult a qualified professional before making financial or insurance decisions.

The content on this Site is intended to help you understand Social Security survivor benefits, life insurance, and final expense planning. It is not a substitute for advice from a qualified financial, legal, or tax professional specific to your circumstances.

SSA Non-Affiliation

This site is not affiliated with, endorsed by, or operated by the Social Security Administration or any government agency. Information is provided for educational purposes only.

References to Social Security Administration programs, benefit amounts, and eligibility rules are provided for educational purposes and are based on publicly available information from ssa.gov. Benefit rules change; always verify current information directly with the SSA.

Licensing Disclosure

Insurance products and services are offered by INSURASAFE, LLC. Licensed to sell insurance in: KS, AL, AR, AZ, FL, IA, ID, KY, LA, MD, ME, MI, MN, MS, MT, NC, ND, NE, NM, NV, OH, OR, SC, SD, TN, UT, VA, WI, WV, WY. Aaron Sims is a Licensed Insurance Professional.

Insurance products discussed on this Site are not available in all states. Availability, rates, and terms vary by state and individual circumstances. Nothing on this Site constitutes an offer or solicitation to sell insurance in any jurisdiction where we are not licensed.

No Guarantee of Results

We make no representations or warranties about the accuracy, completeness, or suitability of any information on this Site. Insurance coverage, benefit amounts, and eligibility depend on individual facts and circumstances that we cannot assess without a direct consultation.

Limitation of Liability

To the fullest extent permitted by law, INSURASAFE, LLC and its affiliates, officers, employees, and agents are not liable for any direct, indirect, incidental, or consequential damages arising from your use of this Site or reliance on its content.

Third-Party Links

This Site may contain links to third-party websites, including ssa.gov, for informational purposes. We do not endorse and are not responsible for the content of third-party sites.

Intellectual Property

All content on this Site, including text, graphics, and educational articles, is owned by INSURASAFE, LLC or its content providers and is protected by applicable copyright law. You may not reproduce or distribute site content without written permission.

Changes to These Terms

We may update these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms. The effective date at the top of this page reflects the most recent revision.

Governing Law

These Terms are governed by the laws of the State of Kansas, without regard to conflict of law principles.

Contact

Questions about these Terms? Contact us at hello@survivorsbenefit.com.